First Time Buyer
On the face of it, buying a home is considered to be a complicated and worrying process, but it does not need to be.
We can guide you through the process and can offer expert mortgage advice specific to your circumstances.
Buying a home takes a number of weeks, as there are a number of different factors that need to be taken into account.
Our advisers will discuss your personal circumstances with you, such as your income, outgoings, future plans and savings.
Key Events When Buying Your First Home
• Find out how much you can borrow
• Find a home that matches your affordability
• View that property
• Make an offer
• Carry out a survey on the property
• Choose a solicitor to handle legal side
• Exchange contracts
• Mortgage completion
• Move into your new home!
Because we play by the book we want to tell you that…
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances.
The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.