Moving home is considered to be a stressful time by many, but it does not need to be. We can guide you through the process and can offer expert mortgage advice specific to your circumstance.
When searching for your dream home, it is important to know what your upper purchase price limit is. Buying a home in the UK usually takes a number of weeks, as there are a number of different factors that need to be taken into account.
Our advisers will discuss your personal circumstances with you, including such areas as, your income, outgoings, future plans and savings.
From this, the adviser can determine the most appropriate home mover mortgage for you and give you an indication of how much you can borrow and the level of purchase price you can afford.
Key Events When Buying Your First Home
- Find out how much you can borrow
- Find a home that matches your affordability
- View that property
- Make an offer
- Carry out a survey on the property
- Choose a solicitor to handle the legal processes
- Exchange contracts
- Mortgage completion
- Move into your new home!
Because we play by the book we want to tell you that…
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances.
The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.