The Importance of Protection
Many of us will know somebody who has suffered from a serious or critical illness or even died, all of which can have devastating personal and financial effects on those around them.
Whilst our lives may be going well, none of us know what is around the next corner, but it is exactly at this time that plans should be made; if something was to go wrong in the future, you want to know that you and your loved ones are protected, and that your finances will not become a problem.
After working so hard to build up what you have, such as your dream home, it is important that it is not all lost due to circumstances beyond your control.
Mortgage Advice Bureau was voted Best Protection Broker at 2014 Mortgage Strategy Awards, and Best Broker for Protection and Best Broker for General Insurance at the 2014 British Mortgage Awards.
Why do you need advice when there are so many search facilities available? It’s because our expert advisers will ensure that you are getting the right cover for you circumstances, and at the right price.
Our Promise to You
Our aim is to ensure that you are made aware of the different types of protection cover available on the market and the benefits that these can bring to you. It can be difficult to understand what types of protection cover you need and what it all means.
This is where our protection experts can advise you on the right cover, taking into account your individual personal requirements, outgoings and lifestyle expectations.
Our aim is to ensure that you are offered a tailored protection solution so that you and your family are taken care of should the unexpected happen. Our advisers will also discuss with you the benefits of putting your policy in trust for no extra cost.
We will also continue to stay in touch once your initial review has been completed. It is important that we review your circumstances because you may need to adjust the level of cover you have over time as you experience different key life changes.
Because we play by the book we want to tell you that…
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances.
The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.